How does DAS work?

Under DAS, a debtor commits to a debt payment programme (DPP) which allows them to repay their debts based on their disposable income.  A debtor must seek advice and assistance from a money advisor before applying for a DPP under DAS.  A DPP can last for any reasonable length of time, depending on the amount of debt and how much the debtor can pay.  Creditors will receive regular payments towards the debt(s) owed to them under the terms agreed in the DPP.  When the money adviser or DAS Administrator submits the application to creditors for approval, all interest, fees, penalties or other charges owed are frozen provided that the application is approved.  Debtors are also protected from creditors taking any action against them to recover their debt


Worried About Debt?

If you are struggling with your debt, DAS could be right for you.




DAS can help you recover 90% or more of the money owed to you.



Money Advisers

Find out everything you need to know about working with DAS.