Business DAS


Business DAS is a statutory debt management tool introduced by the Scottish Government to help people (partnerships, trusts or unincorporated body of persons) in debt repay their creditors.

The DPP will allow a debtor to pay off their debts over an extended period of time while giving them protection from their creditors taking action against them to recover the debt in the DPP.

The DPP under business DAS can only last for a maximum of 5 years and, if approved will freeze all interest, fees, penalties or other charges on the debt, resulting in them being written off if the debtor fully completes the DPP.

Who is involved in business DAS?

There are five parties involved in business DAS:

  • the debtor: a partnership, trust or unincorporated body of persons who has debts and has agreed to a DPP with an Insolvency Practitioner
  • Insolvency Practitioner: who will provide debt management advice to the debtor and apply for a DPP on behalf of a debtor
  • creditor: someone who is owed money and has agreed or is obliged to accept payments under a DPP
  • DAS administrator: who is responsible for the approval of a DPP, the approval of money advisers and payments distributors and maintaining the DAS register which contains details of DPPs
  • payments distributor: who distribute the money gathered to creditors inline with the DPP

Further information on business DAS is available in the publications section, guidance section or forms section.


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