DAS is designed to help individuals and couples repay their debt. It also helps creditors to recover debt they are due. To be eligible to participate in DAS, a debtor must have one or more debts and meet the following criteria:
A debtor would not be eligible to participate in DAS if any of the following apply:
* if a creditor (whether the creditor is involved in the conjoined arrestment order or not) has tried lawfully to enforce another debt that is owed, then a debtor may be eligible to apply for DAS.
Couples who have at least one debt where they are jointly and severally liable may apply for a joint debt payment plan (DPP) if their relationship falls within the following criteria:
Both applicants must consent to the DPP proposal.