What happens when a DPP is rejected?

All parties involved ie creditors, debtors and money advisers will be notified if the DAS Administrator rejects a debt payment prgramme (DPP).  The debtor will be advised to seek further money advice and may consider alternative debt management or debt relief options such as bankruptcy or a protected trust deed. 

• Further information on different ways to deal with debt

The DAS Register will be updated with the notice of rejection.  At this point, creditors will be able to consider whether further enforcement action to recover debts is appropriate.  Creditors can also apply interest, fees and charges on the debts included under the rejected DPP proposal as stated your terms and conditions.  It is important that a debtor contacts their money adviser if their DPP proposal is rejected, to discuss their options.  This may include submitting a revised proposal.  A debtor also has the right to appeal to a sheriff on a point of law against the DAS Administrator’s decision if their application has been rejected.   

•  Full information on the appeal process in DAS