“Getting advice early made the difference. DAS helped me deal with my debts before they got out of control.”

“DAS gave me more time to repay my debts and took the stress out of dealing with creditors on my own.”

“Once someone has signed up to DAS, their creditors can be confident that they will be paid what they are owed.”

“DAS helps couples too. Couples who have debt that they are jointly liable for can apply.”

“DAS ensures that as a creditor, my interests are considered just as much as the person who owes me money.”

“DAS ensures we receive regular payments towards the money owed to my company.”

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Welcome to the Debt Arrangement Scheme, A Scottish Government product which allows someone with financial difficulties to repay their debts through a debt payment programme.

www.helpoutofthehole.org provides information on the Debt Arrangement Scheme (DAS) and who is eligible and how to apply.

 

Worried about debt?

worried about debt page

If you are struggling with your debt, DAS could be right for you.

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Creditors

Creditors page

DAS can help you recover 90% or more of the money owed to you.

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Money Advisers

money adviser page

Find out everything you need to know about working with DAS.

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